Last updated: June 2026
These Terms of Service describe the rules for using ItemFlow Finance and its cloud, local, billing, and subscription features.
ItemFlow Finance is a personal finance application for tracking accounts, transactions, budgets, goals, categories, and related financial records.
You are responsible for the information you enter into the app and for using the app in compliance with applicable laws and App Store rules.
Paid features, subscriptions, renewals, cancellations, refunds, and purchase restoration may be handled through the Apple App Store. Apple manages payment processing according to Apple's terms and policies.
ItemFlow Finance uses purchase and subscription status to activate access to the selected plan. If a purchase cannot be verified, access to paid features may be delayed or unavailable until verification succeeds.
The current iOS release offers Local and Local Sync paid plans.
If you use local mode, your financial data may be stored locally on your device. You are responsible for exporting and keeping backups of local data.
Deleting the app, erasing the device, replacing the device, or losing access to a backup may result in loss of local data. ItemFlow Finance may provide recovery and export tools, but recovery is not guaranteed without a valid backup.
Cloud features require internet access and backend availability. Synchronization may be delayed by network problems, server maintenance, subscription state, or device settings.
Local and cloud modes may have different behavior depending on the selected plan and supported migration or synchronization features.
ItemFlow Finance is provided as-is and as available. We work to keep the app reliable, but we do not guarantee uninterrupted service, error-free operation, or complete recovery of data in every situation.
You should review your financial records and keep independent backups where important.
For support questions, billing issues, purchase restoration, local database recovery, or account help, contact support@item-flow.com.